Sent Monday, May 13, 2024 for returning students.

For entering students, this process opens on the Garnet Gateway on May 21 and is due May 31. Students must log into the Garnet Gateway. Once logged in, select the form titled Health Insurance found under the New Student tab.

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Dear Bates College Student,

This email is to notify you that the open enrollment period for the Bates College Student Health Insurance Plan (SHIP) is now open.  You must take action to enroll in or request to waive the SHIP by May 22, 2024 if you intend to be a student at Bates for Academic Year 2024 – 2025. Please see further details below.

Students must log into the Garnet Gateway to complete this process. Once logged in, complete the process by selecting the Student Health Insurance item on the To Do List. This will automatically direct students to the Wellfleet secure website. Wellfleet Insurance Group has been selected to administer the Bates College SHIP

Who must take action? All students enrolled in 3 or more classes at Bates College for the academic year 2024 – 2025 are required to enroll in or request to waive the Bates College SHIP.   

What happens if I do not take action? At the end of the Enroll/Waive period, students who have not taken any action or have a declined waiver, will automatically be enrolled in the SHIP for the full plan year, and the fee will be placed on their student account.

How to request to waive: In order to request to waive the SHIP, you will need to fill in your information, complete the pre-screening questions, and then upload a jpeg or pdf front and back of your health insurance card.

Your current insurance plan must provide non-emergency care in the State of Maine. Please confirm with your current insurance carrier that as a student studying at Bates College, you will have access to full health care while you are in the state of Maine. Most Out of State Medicaid and regional HMO Plans do not meet this requirement. All waiver requests will be reviewed by Wellfleet within 3 business days. If your waiver is approved, you will receive an email confirmation from Wellfleet, and the fee for the Bates College Student Health Insurance Plan will not be charged to your student account. If your waiver is declined, you will receive an email notification with additional instructions. Please follow the instructions and provide the information requested. If you do not qualify for a waiver, a fee will be placed on your student account and you will be enrolled in the SHIP for the full plan year.

How to enroll: Students who know they would like to accept the Bates College SHIP can make the selection to enroll on the Wellfleet Insurance Group website accessed through the Garnet Gateway.

What is the Fee? The deadline to request to waive or enroll  in the Bates College Student Health Insurance Plan is Wednesday 5/22/2024.  If you do not have an approved waiver, a fee of $2,447 will be placed on your student account, and you will be enrolled in the Bates College Student Health Insurance Plan from 8/15/2024 through 8/14/2025.

For More Questions: For information about the coverage included on the Student Health Insurance Plan please visit: www.wellfleetstudent.com, or if you have additional questions, please contact Wellfleet Customer Services at 1-877-657-5030. 

Questions about the Enroll/Waive process can be directed to College Health Account Manager, Lisa Farrington, at Lisa.Farrington@crossagency.com or contact Cross Benefit Solutions (the insurance broker for the Bates SHIP) at 1-800-537-6444. You can also see Frequently Asked Questions on the Bates Health Services website here.

Sincerely,

Doug Ginevan

Assistant Vice President for Financial Planning and Analysis
Financial Offices